The end of the year is fast approaching and soon your dental benefits for this year will expire and reset for the coming year. However, this doesn’t mean you should let your benefits fall by the wayside. Here are the primary reasons you should attempt to use them before the end of the year.
It’s important to remember any unused benefits will not roll over into the following year. In most situations, it’s a case of using them or losing them. It’s always better to use them if you can since you have paid for them.
Reduce Out-of-Pocket Expenses
If you need extensive work, it can be beneficial to split it between two plan years. The end of the year is a great time to take advantage of this so you don’t have to space out your treatments too much and can minimize your out-of-pocket costs.
Don’t Let Problems Worsen
If you push off the dental care you require, the problem can worsen. This means more costly treatments in the future, which will ultimately cost you more.
The cost of dental care, like anything else, has a relatively high chance of increasing in future years. This applies to both the cost of services and the price of your insurance policy.
As the year turns over, your deductible will reset, resulting in higher bills if you obtain or continue treatment in the following year. It’s best to get as much work done as you can up to your maximum benefit.
Use Your Flexible Spending Account
If you make contributions to an FSA, you will need to use those up by the end of the year as well. These funds can be used on dental services, making now a good time to use them.
Update Your Dental Care Plan
In addition, the end of the year is a good time to get a thorough checkup and update your dental care plan. This will often use up remaining benefits and give you a good start on the next year.
If you’re looking for quality dental care to use up your benefits before the end of the year, visit contact us.